Learn more about our Home Loan offerings by watching the video below. 


HOME MORTGAGES

  • Conventional Mortgages
  • Construction Loan
  • Land Loan

HOME EQUITY LOANS
  • Home Equity Installment
  • No annual fees.
  • Can be used for home improvements and other major purchases.
 *Loans up to 90% of your homes appraised value if SMBT holds your first mortgage, or 80% if with another lender.
 
 

HOME EQUITY LINE OF CREDIT (HELOC)


WHAT IS A HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the value of your home.
  • No geographic restrictions of income limit.
  • Loans up to 90% of your homes appraised value.
  • Choose between variable and fixed rate structures.
  • HELOC's often have a lower interest rate than other types of loans or credit cards. The interest paid may also be tax deductible (consult your tax advisor). 
All loans subject to approval.
SMBT NMLS  #480296